Bargain Shopping

I've had a few people ask me how to do this, so I'll pass along a few tips. I'm no expert at this, but I'm happy to share what I know.

I always thought I was pretty good with coupons and deals, but my friend Marissa opened up a whole new world to me this summer. (Thanks so much Marissa!)

1. Get a coupon stash. To get these good deals you need to start accumulating manufacturer's coupons that you can combine with sales and store coupons to get good deals. If you can get multiple copies of the same coupons, all the better. But for our family, we just get the Sunday paper and I make do with those. I also print coupons from www.coupons.com and other places online. Make sure to check to see if your store accepts coupons printed from the internet before you get in the checkout line.

2. Watch the deals. I look through the ads and coupons on Sunday and I follow several blogs that track the sales and deals. These sites will show you how to combine sales, store coupons, manufacturer's coupons, and loyalty rewards programs. I like:

www.moneysavingmom.com
www.couponmom.com
http://grocerycartchallenge.blogspot.com/
http://www.commonsensewithmoney.com/

3. Read the fine print and know your store's policies. Be sure to read your coupons carefully. Check the sizes, quantities, and styles included in the offer. Sometimes it looks like you can use a coupon with a sale, but a tiny detail will make your coupon ineligible. :( Sometimes you have to buy a certain quantity of an item to get a sale price, but sometimes you only have to buy one. Some stores limit the number coupons you can use in a transaction. For instance, Walgreens doesn't allow you to use more coupons than you have items, so you may need to plan to purchase an extra small item. Don't be afraid to ask questions if a coupon is rejected or a sale price doen't ring up. In my experience sometimes I have misunderstood an offer but other times things just don't ring up correctly and my order can be adjusted. If you are using lots of coupons, be prepared to have the manager called to help with your order. Have the store ad at hand to show them.

4. Set aside some money to invest. Walgreens has a rebate program that gives you your rebates back on a gift card. To begin building up a credit on your Walgreens card, you'll need to lay out some money initially. Every month they offer free after rebate items, but it takes about a month to get that money back on the card. But once you've made that initial outlay you can use that same money over and over to buy the free after rebate items. It also helps to give yourself a little money to spend while you are starting out because it is easy to make a lot of mistakes as you begin learning.

5. Give yourself some grace.Don't fret when you do make a few mistakes. And don't worry if you miss a deal or two along the way. Just do your best and thank God for what he provides for you.

6. Don't succomb to coupon obession. The one problem with following the sales is that you become more susceptible to marketing. This can foster the desire to go shopping or to buy new things that you don't need because it is a "good deal". Limit yourself to buying things that your family needs or would use anyway. Know your prices and don't buy things that you can get cheaper elsewhere without coupons-- at a garage sale, at the dollar store, or your local discount grocery store.

Happy shopping and be sure to let me know if you get some good deals!